Personal finance
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Is 'offset' car insurance value for money?
14/ 4/2008
SOME insurers now offer `offset' car insurance deals, but are they value for money? We've compared green deals with our current Best Buys.
We got online quotes from a selection of companies for a 54-year-old man living in west London, driving a 2007 petrol Ford Focus 8,000 miles a year. We then repeated the exercise for an eco-friendly hybrid Toyota Prius.
Are you having to stay at home this summer holiday?
Yes
No
Poll has now ended
0% Balance Transfer Cards
| Card | BT Fee |
| Barclaycard Platinum | 2.9% |
| Capital One BT Platinum Card | 3.0% |
| Virgin Credit Card | 2.98% |
| Barclaycard OnePulse | 2.5% |
| Egg Card | 3.0% |
Customers with a 'good' credit profile
| Company | Typical APR |
| Platinum Loans | 7.5% |
| Barclays | 7.9% |
| Moneyback Bank | 8.4% |
| Alliance & Leicester | 8.7% |
| Halifax (Semi-exclusive) | 8.8% |
| Bank of Scotland (Semi-exclusive) | 8.8% |
Fixed Rate Bonds
| Provider | AER* |
|
ICICI BANK HiSAVE Fixed Rate Account |
7.20% |
|
ICICI BANK HiSAVE Fixed Rate Account |
7.00% |
|
ICICI BANK HiSAVE Fixed Rate Account |
7.00% |
|
ARRAY(0x2b7c8a118450) 6 Month Fixed Rate Savings Account |
6.60% |

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Got an opinion you want to share?
Insurance policies that include 100% offsets are at least making a positive contribution with minimal effort - something which unfortunately is key to making a difference!
15/04/2008 at 11:43